Archives for September 2024

Cue the pumpkin stands, trick-or-treating supplies, mannequins with sweaters, and the way-too-perfect apple-picking photos in your social media feed. The calendar flipped to September and suddenly it’s fall … y’all. (Saw that one on a scrolling bank sign yesterday, so you know it must be true.) For you, know that this is the beginning of the holiday cycle, which serves as a good reminder of things to prepare for in… Read More

The next generation might not know what Benjamin Franklin was talking about when he said “A penny saved is a penny earned.” That and so many other cliches we take for granted related to money. Lucky penny…pennies on the dollar…penny for your thoughts…see a penny pick it up, all day long you’ll have good luck. Why? Because penny abolitionists want to get rid of them. Yes, I said penny abolitionists –… Read More

We’re all waiting and watching (and hoping) to see if federal interest rates will be dropping soon. But the outcome of the August jobs report could also have a big impact on stock market prices.  What does this mean for you as a small business owner?  Well, a weak jobs report means consumers are more cautious about spending in your Southeastern FL business, and you might have a reduced ability to… Read More

I’m going to talk briefly here about something I’ve talked about before, but with new developments, you’ll want to know about: the Employee Retention Credit.  (And then I’ll get on to a bookkeeping matter I hope every Southeastern FL business owner understands.) I banged this drum quite a bit in the start of the year because of the IRS’s crackdown and the withdrawal option they made available for anyone who… Read More